Web Site Disclaimer

The opinions expressed here are my own.  They are only opinions, not advice. 

I am NOT an expert on any of the stuff presented here. 

Take everything on the Internet, including my site, with a grain of salt.  I.E. the information here is free to you, you should value it at its cost, i.e. $0. 

Don't take the information presented here as the sole source for any decisions you might make.  Please investigate everything fully, especially if your decision involves money of any amount.  I do this, you should do it too.

I will not be held liable if you use the information here and something bad happens to you or anyone else.  You are responsible for you.  I am not responsible for you.  If you don't agree with this, don't read anything on this site, instead click here now to go to Yahoo. 

If you disagree with the information presented here, great!  Reasonable people can have very different opinions.  Just look at how rabidly people are involved with their political parties.  The Democrats have brilliant people as their party members.  The Republicans have brilliant people as their party members.  Yet both are very much at odds with each other.  REASONABLE PEOPLE CAN DISAGREE.

With all that said, I really hope you enjoy my site.  This stuff takes a lot of time to put together, and my reward is if someone enjoys it. 

I may or may not put some banners up at some point.  If I end up generating any sort of real traffic I might.  1 cent a click works for me if I can pay for my Internet connection ($49: I have DSL).